I'm still new in a way

[OregonLO]

As I've only been in the business for a year now but I'm doing very well compared to other people who have been doing it for a few years. I've only been at this office since March and I officially took over the #1 producer spot if you don't count the owner/broker.

When would you say someone is not really new to the business anymore? after year 2 or 3?

I am looking forward to seeing how the winter goes as everyone says its slow but I really don't see that happening. People don't stop buying houses just because its winter and people don't stop refinancing their home because its winter. I think those people are lazy and just waiting for business to come to them when they should be trying to get the business.

[Lockett The Lender]

Really depends on your market, generally it doesn't get slow because of cold, but due to other factors such as kids school schedules, market conditions, housing inventory, etc..

It could also be that your market is not saturated with LO's yet, in Austin the market is saturated and competition is fierce and almost silly. I'm not taking anything away from your success (congratulations by the way), its just some markets are better than others.

How do you like WI? I might be moving there because my girlfriend got an awesome job offer.

[Massguru]

I have worked in a few markets and I will say this, the more populated the more competition. I almost wish I was living in rural america and I was the loan officer at the local bank. Then you have clients that know and trust you and you don't have to worry (as much) about outsiders taking your business. The people are more on guard here in Boston mostly because it's a natural instinct in a city environment and they think they are more educated and savy when they aren't but they do a better job than smaller communities that just going to whoever is recommended. At least here, once a customer has shopped me and chose me then I know I have a committed customer. Well at least up until the appraisal : ) -Don

[Massguru]

I would say seasoned in teh mortgage industry is anyone that has been able to ride it out for 3-4 years.

[belle103]

however new in the business, lets just do the best we can to help people who are in need....honest assessment and genuine concern..

[Matthew-HTDI]

Updates anybody? How is business for you all? I know we've had a considerable increase over the past year and do not see it stopping... Which is why now is the time to start your own credit repair company.

[tom_ryan]

As I've only been in the business for a year now but I'm doing very well compared to other people who have been doing it for a few years. I've only been at this office since March and I officially took over the #1 producer spot if you don't count the owner/broker.

When would you say someone is not really new to the business anymore? after year 2 or 3?

I am looking forward to seeing how the winter goes as everyone says its slow but I really don't see that happening. People don't stop buying houses just because its winter and people don't stop refinancing their home because its winter. I think those people are lazy and just waiting for business to come to them when they should be trying to get the business.

Rick:

What would you attribute your success to? If you're second to the owner/broker, what do you think you do/did differently than others to become so successfully so quickly?

Regards,

Tom Ryan
Professional Lists Inc.

[LOTrainer]

As I've only been in the business for a year now but I'm doing very well compared to other people who have been doing it for a few years. I've only been at this office since March and I officially took over the #1 producer spot if you don't count the owner/broker.

When would you say someone is not really new to the business anymore? after year 2 or 3?

I am looking forward to seeing how the winter goes as everyone says its slow but I really don't see that happening. People don't stop buying houses just because its winter and people don't stop refinancing their home because its winter. I think those people are lazy and just waiting for business to come to them when they should be trying to get the business.

Honestly, I would say a good 2 years and over you are no longer "new" to the industry, and you probably have a fair amount of knowledge of the overall market and guidelines. I think the determining factor is if your processor got sick, could you take the loan and process it yourself? (not really a good measurement for some, but I am a huge "plan b" fan).